News for 'Calculation of Interest and Principal'

Old Vs New Tax Regime: Stop Losing Money

Old Vs New Tax Regime: Stop Losing Money

Rediff.com8 Apr 2026

With Income Tax Act 2025 in force, your tax choice can quietly cost you big money if you're not paying attention. Ramalingam Kalirajan explains how

Was US India's Ally Or Foe In The 1962 War?

Was US India's Ally Or Foe In The 1962 War?

Rediff.com18 Nov 2025

What appeared to be a generous act of friendship was, in truth, a manoeuvre within a much larger strategic game. The United States used the 1962 war not just to aid India but to test how far it could be pulled into the Western fold, points out Dr Kumar.

'We Cannot Trust China'

'We Cannot Trust China'

Rediff.com1 Sep 2025

'However, we must implement a tit-for-tat approach -- reciprocating their conduct with precision.' 'If they demonstrate respect, we respond accordingly. If they adopt hostile positions, we mirror that hostility with equal intensity.'

Tax Filing: Mistakes To Avoid

Tax Filing: Mistakes To Avoid

Rediff.com24 Jul 2025

Cross-check key documents, maximise your deductions, avoid errors, and ensure you get your refund smoothly.

ITR Filing: Your Essential Document Checklist

ITR Filing: Your Essential Document Checklist

Rediff.com22 Jul 2025

Organise your PAN, Form 16, Form 26AS, AIS, and all other proofs before e-filing.

Is Telangana Headed For Bankruptcy?

Is Telangana Headed For Bankruptcy?

Rediff.com11 Jul 2025

Experts say the state's economy is grappling with hidden debt, rising welfare costs, and lack of transparency.

Invest, Withdraw and Rest: How SIP with SWP Help You Win After Retirement?

Invest, Withdraw and Rest: How SIP with SWP Help You Win After Retirement?

Rediff.com12 May 2025

Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) are very crucial. Here, we will help you understand how these tools can pave the way for a stress-free retirement.

5 Different Scenarios: 'How Much LTCG Will I Pay?'

5 Different Scenarios: 'How Much LTCG Will I Pay?'

Rediff.com26 Jun 2025

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Proposed RBI norms may hit gold-loan NBFCs in near term: Analysts

Proposed RBI norms may hit gold-loan NBFCs in near term: Analysts

Rediff.com21 Apr 2025

The Reserve Bank of India's (RBI's) draft guidelines on gold loans, if implemented in their current form, are expected to impact non-banking financial companies (NBFCs) and mid-tier banks in the near term, more significantly than larger banks, according to analysts.

'How To Save Capital Gains On Property?'

'How To Save Capital Gains On Property?'

Rediff.com17 Feb 2025

rediffGURU T S Khurana answers readers' personal income tax queries.

'In Rs 40L Debt Trap. How Do I Repay?'

'In Rs 40L Debt Trap. How Do I Repay?'

Rediff.com26 Mar 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

This is how interest on your credit card bill is calculated

This is how interest on your credit card bill is calculated

Rediff.com9 Jul 2015

The interest rate charged on your credit card makes your ownership a nightmare if you don't know it in perfect detail. Here's a primer for you

'Tax To Pay If My Salary Is Rs...?'

'Tax To Pay If My Salary Is Rs...?'

Rediff.com18 Feb 2025

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

'At Some Point War May Be Thrust On You'

'At Some Point War May Be Thrust On You'

Rediff.com14 May 2025

'I'm not accepting the 'any act of terrorism is an act of war' threshold.' 'I don't think this is sustainable because if you do this four or five times in a short duration, it will lose its edge.'

Buy Health Insurance Or Invest In FD?'

Buy Health Insurance Or Invest In FD?'

Rediff.com13 Mar 2025

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.

TAX GURU: How to calculate tax on property sold?

TAX GURU: How to calculate tax on property sold?

Rediff.com15 Dec 2021

Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

Direct tax: Budget 2025-26 eases burden, boosts spending and growth

Direct tax: Budget 2025-26 eases burden, boosts spending and growth

Rediff.com3 Feb 2025

The eighth Budget of Finance Minister Nirmala Sitharaman continued to focus on 'GYAN' (Garib, Youth, Annadata, Nari) to maintain a consistent and coherent strategy initiated over the years in pursuing the government's vision for Viksit Bharat. The approach, characterised by incremental yet impactful steps, aims to create a compounding effect over time.

Last Minute Tips For Error Free ITR

Last Minute Tips For Error Free ITR

Rediff.com31 Jul 2024

It is advisable to file your ITR right away and not rely on potential extensions.

EMI moratorium: Calculate how much more you will pay

EMI moratorium: Calculate how much more you will pay

Rediff.com3 Jun 2020

Beware: During the period that you avail of the moratorium, there would be no repayment of interest or principal. Thus, the outstanding will go up substantially for this period as a consequence

How Education Loans Can Ease Your Tax Burden

How Education Loans Can Ease Your Tax Burden

Rediff.com9 Jan 2024

Prashant A Bhonsle explains the tax benefits you can avail under Section 80E of the Income Tax Act.

Tata Tele to convert interest amount on AGR dues into govt equity

Tata Tele to convert interest amount on AGR dues into govt equity

Rediff.com11 Jan 2022

After Vodafone Idea, Tata Teleservices (Maharashtra) on Tuesday said it will opt for conversion of the interest amount on AGR dues into equity and post conversion, the government's holding in the company is expected to be around 9.5 per cent. The announcement of Tata Teleservices (Maharashtra) came within hours of Voda Idea also deciding to opt for converting the interest amount on AGR dues into government equity. In a filing to the BSE, Tata Teleservices (Maharashtra) said Net Present Value or NPV of interest is expected to be nearly Rs 850 crore as per the company's estimates, subject to confirmation by the Department of Telecom (DoT).

Your Outstanding Income Tax Can Be Waived If...

Your Outstanding Income Tax Can Be Waived If...

Rediff.com16 Mar 2024

Taxpayers with old, outstanding taxes will benefit from the CBDT's new scheme.

How To MANAGE INCREASING EMIs

How To MANAGE INCREASING EMIs

Rediff.com24 May 2022

Gaurav Mohta lists three ways to ensure a smooth financial situation for your family despite rising interest rates.

Kargil: Did India Punish Pakistan Enough?

Kargil: Did India Punish Pakistan Enough?

Rediff.com26 Jul 2024

India failed to extract the 'price' from Pakistan for its Kargil misadventure.
The price could have been military in terms of loss of territory/soldiers/equipment or destruction of terrorist training infrastructure. Giving a 'face saving' option to Pakistan proved disastrous for the future, asserts Colonel Anil A Athale (retd).

'How to file revised IT return?'

'How to file revised IT return?'

Rediff.com27 Dec 2022

Mihir Tanna, Associate Director, S K Patodia & Associates, answers your tax queries.

How To Buy A Home And Repay EMI Quickly

How To Buy A Home And Repay EMI Quickly

Rediff.com20 Jun 2022

Home First Finance will be answering readers' home loan queries. Mail your queries to getahead@rediff.co.in with the subject line 'Home Loan Query' and we will have your queries answered by Home First Finance.

Planning For Higher Pension Under EPS?

Planning For Higher Pension Under EPS?

Rediff.com26 May 2023

Remember, pension from EPS will be taxable at slab rate, reducing the post-tax income for people who remain in the higher tax brackets after retirement.

How To Select The Right Index Mutual Funds

How To Select The Right Index Mutual Funds

Rediff.com18 Mar 2024

Among index funds, the most popular products are funds tracking the Nifty 50 and Sensex, says Dwaipayan Bose, and explains the finer points of selecting the right index mutual fund.

Not Filed Your ITR Yet?! Read This Now!

Not Filed Your ITR Yet?! Read This Now!

Rediff.com7 Aug 2023

Missing the deadline for filing Income Tax returns can lead to consequences.

Govt to give additional interest-free loan to sugar mills

Govt to give additional interest-free loan to sugar mills

Rediff.com23 Jun 2014

The Minister said the department is yet to calculate the exact interest-free loans to be provided to the industry.

5 smart tips for home loan customers

5 smart tips for home loan customers

Rediff.com30 Jan 2015

Do you aspire to purchase a house? Are you depending upon a bank or housing finance company to fund your needs? Is the same rate of interest charged by two different lenders confusing you? You are at the right place.

ASK TAX GURU: 'How to file delayed ITR?'

ASK TAX GURU: 'How to file delayed ITR?'

Rediff.com23 Aug 2022

Mihir Tanna, Associate Director, S K Patodia & Associates, answers your income tax queries.

Property Sale: NRIs Can Repatriate Funds

Property Sale: NRIs Can Repatriate Funds

Rediff.com5 Dec 2022

NRIs can repatriate the proceeds from the sale of a residential property in India, provided they meet a few conditions.

Telcos, DoT discuss part paying AGR ahead of SC ruling

Telcos, DoT discuss part paying AGR ahead of SC ruling

Rediff.com28 Jan 2020

The companies have offered to pay upfront the principal amount due for licence fees and spectrum usage charges (SUCs) on the basis of adjusted gross revenue (AGR). This amount will not include the interest, the penalty, and the interest on the penalty.

TAX GURU: 'Can NRIs open PPF accounts?'

TAX GURU: 'Can NRIs open PPF accounts?'

Rediff.com4 Apr 2022

Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

US-based research firm alleges 'brazen' fraud by Adani; company calls it malicious, baseless

US-based research firm alleges 'brazen' fraud by Adani; company calls it malicious, baseless

Rediff.com25 Jan 2023

Well-known US activist investor Hindenburg Research has alleged that Adani Group was "engaged in a brazen stock manipulation and accounting fraud", a charge the conglomerate described as malicious, unsubstantiated, one-sided, and having done with malafide intention to ruin its share-sale. Hindenburg, a US-based investment research firm that specialises in activist short-selling, said its two-year investigation reveals that "the Rs 17.8 trillion ($218 billion) Indian conglomerate Adani Group has engaged in a brazen stock manipulation and accounting fraud scheme over the course of decades." The report comes ahead of a Rs 20,000 crore follow-on share sale of Adani Group's flagship Adani Enterprises.

'Withdrew entire PF. Which ITR to file?'

'Withdrew entire PF. Which ITR to file?'

Rediff.com9 Jun 2022

Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

RBI simplifies gold monetisation scheme

RBI simplifies gold monetisation scheme

Rediff.com22 Jan 2016

Banks can also allow the depositors to deposit their gold directly with the refiners.

Planning To Transfer Home Loan?

Planning To Transfer Home Loan?

Rediff.com5 Oct 2021

A balance transfer to another lender entails substantial cost and time.

Vodafone Idea files review petition in SC; says struggling to survive

Vodafone Idea files review petition in SC; says struggling to survive

Rediff.com12 Aug 2021

Troubled Vodafone Idea Ltd (VIL) has filed a review petition in the Supreme Court after the apex court recently dismissed its plea for rectification of the alleged errors in the calculation of adjusted gross revenues-related dues. In the petition, filed earlier this week, VIL has said it is "a travesty of justice" that the company is restrained from questioning the arithmetical errors/ omission which are going to cost it about Rs 25,000 crore (Rs 5,932 crore of principal plus interest, penalty and interest on penalty). VIL has said its contentions have been rejected by the order under review and added that this denial could result in the company going under and its about 27.3 crore subscribers being left "high and dry".